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Baylor are not exactly a threat to win this game straight up, but they have shown an ability to score points and pose a legitimate threat on offense this season, and that alone makes them excellent value to cover this huge spread. They have also played well at home, including a huge upset win over Texas A&M, who in turn gave Oklahoma all they could handle in their game.
The Sooners will try to run up the score to impress BCS voters, but the truth of the matter is that their defense is not exceptional and Baylor will post a number of their own, and it is likely to be between 14 and 21. With that in mind the 36.5 points looks well worth taking, as we cannot see Oklahoma getting beyond 50 on the road.